Investing
Skin in the game: the impact of personal investment on your financial decisions
The idea of having a personal stake in decisions, known as “skin in the game,” has gained popularity. It emphasizes the importance of ...
Personal
Personal finance education: definition and getting started
Personal financial education is essential in today’s economy to guarantee stability and prosperity over one’s lifetime, yet it is frequently overlooked, leading to ...
Investing
Understand Initial Public Offerings (IPOs) and how to take part in them.
Initial Public Offerings, also known as IPOs, represent a significant event in the corporate and financial sectors. It involves a company opting to ...
Economy
Shared economy: Definition and functioning
The shared economy is a technological advancement that is projected to surpass $300 billion by 2025, as stated by PwC. As resources have ...
Personal
Understanding financial independence and how to achieve it
Financial freedom and financial independence, although often used interchangeably, have distinct meanings. Reaching financial independence means having a more peaceful financial life. It ...
Budgeting
The government is considering waiving R$ 25 billion to exempt income tax up to R$ 5,000.
The Ministry of Finance reevaluated the estimated tax consequences of exempting the IRPF for individuals earning up to R $ 5 thousand. Initially ...
Economy
Real estate speculation: definition and impact on urban areas
Real estate speculation is among the most ancient investment tactics. When considering investments such as buying stocks, it is understood that investors take ...
Budgeting
10 applications for managing your finances: Apps for saving money
There are numerous apps available due to technology that can help save money, cut expenses, and grow your investments. Managing various financial aspects ...
Budgeting
Be cautious not to overspend on Black Friday and make the most of the occasion.
November is eagerly anticipated by many shoppers because of Black Friday, which offers discounts and deals on a variety of products. Nonetheless, during ...
Income
Dividends in Brazil decreased by 9% in 2024 following a fourth consecutive quarter of poor performance.
Brazilian businesses in 2024 decreased dividend payouts by 9% from the prior year, with a significant 28.7% decline in the final quarter, as ...